I tend to agree that PSA is more lenient when it comes to paper loss than SGC as I have seen more PSA 2 or 2.5 with paper loss but usually with SGC it gets a 20. Also 30 is the most I usually see SGC grade a card even with a very small spot of paper loss. Example below was in a PSA 2.
As a side note I do not mind writing, stamps or paper loss .
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