I'm curious -- doesn't just about everyone pay via PayPal on eBay nowadays? Doesn't PayPal and the credit card linked to PayPal protect you from eBay fraud? I bought a four figure card on eBay once which was returned as trimmed by PSA; the seller refused to refund my money despite his description of the card as "unaltered." I received a full refund after contacting either my credit card company or PayPal (I don't remember which, it was over 10 years ago).
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