BTW, I believe in the new ebay seller criteria, negative feedback and low DSR's don't hurt sellers anymore in terms of receiving the Top Rated Seller discount. Instead, they are using shipping time criteria and the number of cases opened against a seller.
Therefore, I would send the seller an ebay message stating that you are unhappy with your purchase because the card had writing that was not disclosed in the listing. If he does not make it right with you within a 2-3 days after your message, then open an ebay case for Item Not As Described. You will win the case obviously, and you still can still neg him and hit his DSR's if you want.
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