I just had a friendly PM from the dealer. I misunderstood what he said about the Paypal Friends and Family payment. He says I could have done the F&F payment right then (as he's done with other Net54 members) and taken the card with me, no waited until later and had the card mailed. Upfront guy for the way he contacted me, thanks!
The F&F fees would have put my out-of-pocket cost for the card above what I was willing to pay, so guess I wouldn't have ended up with the card anyway.
