Just as a heads up - EBAY refused to refund. In a way I'm not really surprised; explaining it to people that don't collect cards is kind of hard. For most of you, you can get how a poorly packaged card is a cardinal sin, but ebay can't really see it that way.
Lesson learned is this: 1) PARTICULARLY for raw cards, assume it isn't packaged correctly and handle with care, and more importantly 2) life is more important than worrying about a ripped card (but boy does it suck).
Thanks to everyone for the feedback and for helping me feel a lot less dumb! I've had the worst pit in my stomach this whole weekend but I am glad most of you made me feel like I wasn't entirely crazy!
Pete
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