I agree with Peter, there's plenty of ire towards the TPGs, you just have to read all of it.
PWCC is in focus because they gave market access to Moser (they've admitted as much now). They're also being questioned whether they actively participated in the alterations, and some of what has been found seems to indicate maybe they were. Until they say one way or another, we don't know FOR SURE but we have a pretty good idea.
"PSA is inept" is the easy way to give them a part in all this (and they clearly have a part in it). It's certainly the easiest answer, but that doesn't mean it's the real answer. There are reasons to believe that PSA knew who Moser was previously, and the possibility exists that they took cards directly from him or knew about his relationship with PWCC, and were taking his cards from them.
It's why the questions of (1) who sent those cards in, (2) what did they know about those cards when they were sent in, and (3) did PSA know anything about that relationship and/or if something had been done to the cards matters so much.
There's a whole matrix of what happens next depending on these answers. Some will point the financial issues to certain/all parties involved, others may point criminal issues to certain/all parties involved.
Certain outcomes are more likely than others, but obviously some things need to continue to play out.
None of the above addresses BGS, but they've got some similar and also different potential issues. They don't have the financial guarantee, so theirs is maybe a little less complicated.
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