[ALR-bishop]

There have been prior discussions about some of the drawbacks to SDBs. Fire and floods can occur as well. A bank can not be expected to insure the contents of the box since they rarely know what goes in or comes out of them. The article talks about customers forgetting they have removed stuff, or a co signer taking something, but customer fraud would be another issue

Best bet is still to insure what is in the box if you want coverage for loss. And have documentation on what is in the box.....unless you are putting things you should not have in it. But that probably never happens ��