Quote:
Originally Posted by BeanTown
Who determines the value?
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The initial submitter based on their prediction of the graded value, or the raw replacement value if they're okay with it going slower and possibly getting reimbursed for a smaller value in case it gets lost or damaged at PSA.
Once it's graded, sometimes PSA will cross-check the value based on their APR tool to determine a current value, and will sometimes upcharge people to a higher service level. However, that's intermittent. There are times when thousand dollar cards go through on bulk $99 max value submissions (think PSA 10 commons from the 60s) or times when a card valued at $249 gets upcharged to the $999 level if it gets a 10 in modern basketball autos, for example.