When I was just a kid, it was most definitely getting a checklist. I was never a set builder (more of an accumulator), so I didn't need them. Just wanted Yankees and Stars.
Once I got into my teenage years, it would be whenever you actually hit the big card in the set, and it ended up being all jacked up.
ie. You paid $10 bucks a pack for a bunch of 81' Football, you actually pull a Joe Montana and it's an 90/10 off center or has a gum/wax stain on the front/back.
or....you pull a Don Mattingly Rookie out of a Topps rack (unlikely
BTW, as they were all searched ahead of time if they weren't straight out of a new case), and it's got a battered corner from somebody thumbing through the rack.
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