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AnonymousRobert: do you have a scan of the back? Based on the grade, I would guess what looks like a wrinkle across the front actually shows through on the back. A crease, no matter how slight, is still a crease, and one that goes across the middle of the card will kill the grade. There's also the mark ("smudge") at the top and another wrinkle/crease that starts at the right side and moves toward the middle.
Still, one heck of a nice 30/2 that should sell for much higher than other Matty portraits in the same assigned grade.
The Dots Miller is interesting ... there is a light horizontal print line at the top, but there is also a small dot (which seems to be an almost vertical hash mark) at the top, near the middle of the horizontal line. Is that a mark or a print defect? There's an E102 Chase on eBay right now (in the stores/BIN) which is also graded SGC 40, and it has what appears to be the same dot/vertical hash at the top of the card. If it is a print defect, is that common on E102s?