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Posted By: Peter_Spaeth

As someone who doesn't need to consult a dictionary, I can tell you that fraud is the misrepresentation OR OMISSION of a material fact, with intent to induce reliance thereon, etc. I think what we disagree on, Paul, is whether pressing out a crease is material. And I don't think you can really define that by whether or not it is detectable or not, because that is a slippery slope, one can posit technology that could do things to cards that I believe you would consider unacceptable yet they might not be "detectable." Sort of like the crooks being ahead of the detectives. Interesting discussion though, especially when one attempts to draw the lines.