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JKDaniel - that sucks and is a good reason not to use the usps. UPS once lost a $750 card that I sent to SGC. The card was brought to a UPS pickup facility but was never scanned into the UPS system. Despite having no real evidence that they were ever in possession of the package (since they never scanned it) UPS still quickly paid the claim without any argument. All I had to provide was a copy of the ebay listing showing my winning bid and a copy of the paypal receipt showing what I paid for the item. Say what you want about UPS, but at least they pay their claims.
Now, as mentioned above, I just have a separate policy that covers me when I ship or have cards shipped to me. Do that and you avoid having to deal with the shipping service at all.