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Posted By: Mike

PSA will quote you their paragraph in their grading procedures about how "even though certain aspects of a card may be indicitive of a certain grade, other aspects of the card are SO STRONG that the graders felt it warranted the higher". And since all grading is subjective, blah blah blah. Their guarantee means absolutely nothing.

I sent them in a PSA 10 card from the 1980s that had 85/15 centering on the back... not even CLOSE to their standard of 70/30.

They said it was a 10 because the corners and front surface were so great (they weren't).

What I'd be interested in seeing is a third party crack-out and resubmit some of these. They would clearly get lower grades the second time - sometimes a lot lower. Then what would Joe say? Would they have to buy back the card then?

But yes, theoretically they will pay you the SMR value if it doesn't grade.