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DaveWI also live in WA, but I don't think that makes much difference.
I almost completed a T206 collection before I thought there may be an insurance issue. I contacted my agent (State Farm) and gave a rough estimate of value. He checked my policy, and found that there was a hugh insurance gap. I was covered only up to about $1500 on my cards. If I wanted special insurance, they could issue a rider, for about $400 per year.
We never got to how to establish value for the cards should there be a claim, which is a big topic. Given the price, I bought a gun safe for about the first years premium and keep the cards there.
I checked out a safety deposit box at my bank; the cost wasn't too bad, but the cards were generally unavailable. I like to look at the cards from time to time.