Yes, that part sucks. Good scans and a nearby bank where your safe deposit box is located help though.
However, my thought is that I'd rather have my expensive cards in a safe deposit box than at home. If they're at home, a person with a gun to the head of my wife or kids would be given the key to the city immediately. If they're not at home, they can open my safe and take everything there and I'm still moderately OK.
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