David- hope you are feeling better. I've had two stays in the hospital this year, and it sucks.
As to the original question, five days wouldn't be very long to pay an auction house, but on ebay that's kind of a long time, since the majority of people paypal within the first few hours. While the seller was impatient and shouldn't have hit you with a nonpayment, I think you had an obligation to check and see if you won, and then emailed to let him know that it might take a little longer for you to pay. Both sides didn't handle this perfectly.
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