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Posted By: Jon Canfield

This recently happened to me on an item. I purchased something ($50) and it was sent without insurance and we had no agreement as to insurance. I know the seller is honest. We agreed to split the difference. I was refunded $25.00. I felt it fair becuase I never asked for insurance even though the seller never asked me if I wanted it. Certainly when you are in the hobby as long as we all are, I know that insurance exists and don't feel like it is always the sellers job to ask me if I want it. I could easily have spoken up and said I am giving you an extra $1.50 to insure this.