A lot of people may hate this option, but I actually started using Paypal Pro payments for everything after my merchant provider just started raking me over the coals with various fees for my websites, including separate subscription charges for two different websites..........and this other scam called PCI compliance, where they started to charge me like 200 bucks a year to test my sites and make sure they were "secure".
Paypal Pro is a flat 30 bucks a month + whatever the normal Paypal fees are, which are often quite lower then a traditional merchant account will give you.
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