The very few times I’ve sold some cards, I’ve done everything possible to point out every flaw, especially the hard to find ones like surface wrinkles. But when it comes to pointing out changes in grades (not that I play that game), I would not feel that necessary to disclose. I liken it to real estate. I’m obligated to disclose material issues when I sell. But if I have an appraisal on my house that is well lower than my asking, do I need to disclose that? Should I? Would you? They are just educated opinions like grades, after all.
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