Jim, bide your time carefully, put the money where you can't easily get to it, to avoid making a snap decision.
Make a list of things you would really, really love to own. Really brainstorm. Have fun with it.
Narrow the list to three.
I know you asked us what we would buy, but hey, it's doesn't matter what I would buy. What matters is that you have 400 smackers, and this is all about you and what you would like. Again, take your time, and as the venerable knight said, in such words, in Indiana Jones and the Last Crusade, "But choose wisely."
Have a Happy New Year! ---Brian Powell
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