Silver is a commodity and lately both gold and silver have been fluctuating wildly. Silver was at about $40 an ounce until recently but lost about 20% of its value in a few days. To decide whether to sell now, or hold longer, is really about making a bet on which way silver is heading. Of course, none of us know.
For the record, if silver is $30 an ounce, your coins are worth about 22 times face value. At $35 about 25 times face value, and at $40 about 29 times. Your guess of where it's heading is as good as anyone else's.
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