I have to add that you have to evaluate the card's authenticity (and grade) on its own merits even with a cracked out flip beside it. I once purchased a 1920 Headin Home Ruth because it was sold with a PSA Altered flip in the same ebay auction even though I had some doubts on the item. Note that this was not a cracked out card, but a card that came back from PSA with the flip on a cardsaver since PSA will not slab cards that are Authentic unless you specifically request it (or if the card is hand cut). I immediately sent the into PSA with instructions to slab if Authentic, and it came back as Questionable Authenticity. When talking with PSA, the thing is, since the card is not slabbed, you cannot guarantee that the seller did not switch the real card with this flip. And on the other side, as long as the TPG does not slab the card, they can put whatever reason they want on the flip because they do not guarantee the card if it's not slabbed. That is why you always have to exhibit some caution in these situations. I still was able to get a refund from ebay (thank goodness, and why there are still good things about ebay), but it was a real hassle, to say the least.
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