Welcome to the Board, Bill. Hope you enjoy it here. I regret to say though that you are wrong about 1982...I was there. And I was there is 2011 too
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It is just a hobby for me so I am not much on investment advice, but there are plenty of folks here who are wise in the way of what makes sense in terms of getting the most long term bang for your buck, and I am sure you will not want for good advice from them. Good luck
Al