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Posted By: Matt

I make several offers daily to ebay sellers. There is nothing against ebay policy about agreeing to a "buy it now" with a seller and having it posted; In fact, ebay encourages that - it gets them their fees faster. However, if I offered to buy something already listed off of ebay so that the seller can save the ebay fees, then that would be against ebay policy.
With regards to which makes the seller more money, you'd be surprised at the number of times I've made an offer, had it rejected since the seller wanted to let the auction run, and then it ended for significantly less then what I offered. I had this just last week where I offered the seller over $400 for a card that I won in the end for less then $300.
I would suggest that the seller evaluate the offer against what he/she is expecting and if it makes sense, take the offer. There is no guarantee, that there will be an under bidder willing to push the card where you want it to go - one in the hand is better then two in the bush.