Personally I'll give a little on centering if the condition is nice. I know it's not the norm, but I'd rather have a card in slightly better condition, than something beaten and centered. Some of the best bargains I have found are PSA 8 (OC), especially if the OC is more top to bottom. They will cost me less than a straight 6 at times.
Like others, as a set collector, I have some sets from the 30's that are VG at best. It really depends on the set, how much I am prepared to spend, and if I would be happy with the result. Nothing wrong with a good run of EX-MT sets from the 60's. They look beautiful, and IMHO will still hold their value.
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