Depends on how rare and desirable the card is. If its a 1907 Wolverine News Cobb rookie, with a total of 11 graded by both services last time I checked, or a 1923 Lections Ruth, with perhaps only a dozen or so around at all, I'd much rather have a creased example than no example at all. And neither of those is leaving my collection any time in the foreseeable future. If, on the other hand, the card in question is much more commonly seen, then a creased card doesn't make much sense to purchase. I wouldn't have minded acquiring the E107 Wagner in the last REA auction, for example. Even with creases, paper loss on the front, a pinhole, and other indicia of wear, it brought about $57,000.00, if memory serves correctly, and was a good purchase IMHO.
Happy collecting,
Larry
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