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Posted By: Mike

Who pays for it if a card is destroyed? PSA wouldn't possibly destroy the card and tell the owner they are out the money for a variety of legal reasons. The submitter might not be the same person who did the rebacking and might have recourse with the person they purchased it from (in person or in court) and would need the card for evidence. Of course they are going to give the card back to the owner and say "Sorry, this has been rebacked".

And of course that person will try submitting it again a few years later once the graders have forgotten...

Now PSA screwed up big time and has to pay the piper... but likely will come up with an excuse to not do so.