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I think the only point I agree with is #4

I think set collectors prefer raw unless competing for the ultra high grade stuff, and I'll bet those guy want to find nice raw cards at raw card costs, grade them themselves and hope to score big if they grade 8+

The other points are not logical, but pretty stubborn.

Now, depending on where that dealer acquired his inventory, he may *have* to charge higher to make any profit. Then his market would be anyone who (like him) doesn't use eBay to buy cards.