Because a card in a cardsaver can still get creased by folding the toploader in half. They only guarantee the grade if you immediately turn it in when you pick up your RCR order, as said earlier.
They do it because there's a market for it. Obviously someone is willing to spend $10/card to have them RCR'd, because they can sell them quicker than waiting for months (a year at BGS in many cases) to get their cards back from slabbing.
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PWCC: The Fish Stinks From the Head
PSA: Regularly Get Cheated
BGS: Can't detect trimming on modern
SGC: Closed auto authentication business
JSA: Approved same T206 Autos before SGC
Oh, what a difference a year makes.
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