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Mark TI asked my friend a few questions regarding what happened. She has been at post office for 25 years. She tells me USPS will insure ANYTHING except checks. The worker at the post office you dealt with is 100% wrong in asking what is in your package.
Another thing she says is you need to supply proof of value to get a claim from USPS, meaning if you sell a card on Ebay for $500 and try to insure it for $1,000 and it gets lost you will only get $500.
Also, post office employees who are caught stealing mail will get fired and face a federal crime. There is a certain prison just for this act.
She tells me the best way to send expensive cards is Registered mail. Which i already knew.