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JKIve been lucky enough to have not been ripped off by anyone on ebay yet. My worst experiences have involved lost cards. A few years ago I sent an e98 cy young plus another e98 common to SGC for grading via UPS - I started getting worried because it never showed up on UPS's tracking as being in transit. Unfortunately, the package was never delivered to SGC and is probably still floating around in the UPS system somewhere. Shortly thereafter (and I mean within a month or two) I struck a deal with a board member for an sgc 50 (or psa 4) e93 cy young and a psa 6 e93 delahanty at what would be considered great prices by today's standards. Those cards were lost in the mail and never arrived - fortunately the cards were insured in both instances and nobody ended up being out any money.