When a seller sells a card with a crease and doesn't mention it, the card is not as described. Major defects should always be described no matter if the card is in a holder or not. If the crease wasn't there in the sellers photo and is there now, then it must have been damaged during shipment. Either way, that is why you should always pay with a credit card as they will stand behind you if EBay and Paypal won't.
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