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SteveIf I followed this correctly the reason he had to have signature confirmation was that the deal was over that amount initially as it was part of a 5 card deal? he was only trying to get back the dough on 1 card from that deal? Paypal does not allow for refunds to be made in dribs and drabs. The entire amount had to be refunded.
Or at least I think that is what happened?
Sorry you find yourself in this predicament.
And at one time paypal would dip into bank accounts and had to settle a class action regarding it.
Steve