My guess is the card is legit. That is an older GAI label so I'm sure Mike Baker graded that card and IMHO, Baker would have spotted any alterations. My guess is PSA won't cross it because of the holder. Only way to know is to bust it out and resub it. Will it grade a 8.5? Maybe not, but I'd be highly surprised if it didn't at least get a numerical grade. Obviously the owner doesn't want to crack it out and gamble. Can't say I blame them, but agian, I'd be surprised if Baker missed a trim or alteration on a card of this magnitude.
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