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warshawlawhas a pretty solid all risk policy for personal articles including cards. I have my cards with them. Annualy runs me about $0.14 per $1,000 in value. All are spreadsheeted with Excel; All high value cards are PSA or SGC slabbed. One nice aspect is that they will insure without an appraisal, which would be cost-prohibitive for me to perform.
Dan's policy contact sounds a lot cheaper (it remains to be seen if it is better). Who underwrites it and what is their rating? Do they have a web site?