Interesting comments from all.
I think the contest cards that were included in packs could be considered an insert.
But, I'm sort of with Toppcat on this one.
Seems the 1960 Fleer packs were the first ones where actual decals/logos/stickers were included in all the packs.
There was nothing to mail in or whatever to claim a prize like some of the others packs.
Good information from everyone.
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