Quote:
Originally Posted by todeen
If you have USAA insurance, contact them. They contract with a collectibles insurance company - I can't remember the name now - and you receive a discount. I looked into last year and thought it was reasonable. I will probably follow through with it this year.
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USAA is a bit more expensive...BUT, I sent them scans of all cards over 2k, photos of storage and then an appraisal of my collection and got coverage of everything for any loss--regardless of how it happened. If I ship a card to PSA that's 1k for a re-holder and it gets lost, damaged, explodes, for example, it's covered. I'm not sure is collectinsure would cover that. Collectinsure, based on my collection would be under 1k per year. USAA was twice that, but I liked the loss option. If you ship your cards for grading regularly, perhaps ask if you're covered. I'm not saying collectinsure wouldn't cover it--I just don't know.
I had a rider on my homeowners previously and it had so many exclusions, I just got paranoid.