There's TWO obvious spots of paper loss and glue residue on the back. Not tobacco..........glue.
It was obviously soaked out of an album or scrapbook.
I thought I was annoyed when I picked up a 1960 Jim Brown PSA 7 without a scan of the back and found the back centering was like 120/-20 when I had it in hand.
If I spent that kind of money on a PSA5 Cobb, and it showed up looking like that, I'd be furious. Luckily there's a nice back scan on that listing so you can judge for yourself.
That said, I've never sent in a card to a TPG in my life, though I've occasionally bought graded cards, and there is certainly a benefit to their existence.
I've been around long enough to remember the old wild west days of SCD and Card Shows when one dealers NM was another dealers VG was another dealers EX was another dealers GD/VG.
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