Another thing in favor of mid-grade (or even lower really)...the older I get the crappier my eyes get. Even with my glasses, I truly can't tell the difference between just about anything PSA 5 and above. Centering and color still stand out for me, but small corner dings don't even register for me anymore.
The downside of my vision degrading with age is that I struggle to read the card backs these days--especially on something like a 1981 Fleer McCovey--but the upside is that the eye appeal of all these great cards just goes up and up each year for free.
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