drawing the line?

[whelenfan]

I am at a crossroads, so to speak. I am still slowly working on my t205's and having a ball but am wondering where to draw the line.

I am willingly collecting sub-grade cards, but up until now they have all been "intact". How many of you other sub-grade card collectors accept cards into your collections that are missing pieces/chunks?

I try to get decent eye appeal and really try to have very minimal back paper loss. Creases don't offend me at all, markings are great, I'll even take 'em with a few little punch out/cut outs (my thinking is that the original owners did that!)

So far, I've been able to keep costs down to the $10 - 15 range on average.

Is everything driven by the almighty $ and my desire to complete the set/get as many cards into my collection and I just accept it?

I am not talking like a cobb, a serious variation or even a rare back, just commons that I don't have or a medium level card (hof'er, ml'er).

Any thoughts or comments?