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  #1  
Old 02-04-2019, 09:18 PM
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nolemmings nolemmings is online now
Todd Schultz
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Join Date: Apr 2009
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Default Paypal question-- I mucked up.

What happens when a paypal payment to an ebay seller is tied to a credit card and the credit card does not have enough on it? Does paypal then try to draw the funds off the bank account linked to it?

I very seldom need to be reminded to pay an ebay seller, but I received a notification today for a sale Saturday evening. I also very seldom use a credit card for paypal charges, but do have one card tied to paypal. When I went to pay this ebay auction reminder it submitted the payment through my credit card and said the transaction was complete. The card won't cover it. I thought maybe somebody here has experienced the same lapse in attention.
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If we are to have another contest in the near future of our national existence, I predict that the dividing line will not be Mason and Dixon's but between patriotism and intelligence on the one side, and superstition, ambition and ignorance on the other. - Ulysses S. Grant, military commander, 18th US President.
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  #2  
Old 02-04-2019, 09:42 PM
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pokerplyr80 pokerplyr80 is offline
je.sse @rnot
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No direct experience but I would just pay down your credit card balance, then call the cc bank to see if they can allow the transaction to go through. If that doesn't work call PayPal next and explain the situation. I'm sure they will work something out, especially if you don't just wait for the transaction to be declined.
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  #3  
Old 02-04-2019, 09:44 PM
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I would call PP and, assuming you have funds in your bank account to cover it, see if they'll cancel the CC transaction and redo it as a bank transfer.
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My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
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He is available to do custom drawings in graphite, charcoal and other media. He also sells some of his works as note cards/greeting cards on Etsy under JamesSpaethArt.
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  #4  
Old 02-04-2019, 09:51 PM
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je.sse @rnot
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That works too, assuming there isn't a reason he'd prefer the card charged. Points, or not paying the whole balance up front come to mind.
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Successful transactions with peter spaeth, don's cards, vwtdi, wolf441, 111gecko, Clydewally, Jim, SPMIDD, MattyC, jmb, botn, E107collector, begsu1013, and a few others.
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  #5  
Old 02-04-2019, 11:02 PM
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Todd Schultz
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Thanks gents.
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If we are to have another contest in the near future of our national existence, I predict that the dividing line will not be Mason and Dixon's but between patriotism and intelligence on the one side, and superstition, ambition and ignorance on the other. - Ulysses S. Grant, military commander, 18th US President.
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  #6  
Old 02-05-2019, 06:56 AM
chalupacollects chalupacollects is offline
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I believe they try and use your backup form of payment... So if credit card is primary they will try bank account if card is declined and vice versa...
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Old 02-05-2019, 07:23 AM
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Rick McQuillan
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Default PP Credit

You should be able to use PP credit. It is quick and easy and there isn't any interest if you pay it off quickly. I used it to make a large purchase at a show, because the seller wanted to be paid with PayPal. I knew that I could turn the item over quickly for a modest profit and pay back PayPal right away.

Rick
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Rick McQuillan


T213-2 139 down 46 to go.

Last edited by buymycards; 02-05-2019 at 07:25 AM.
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  #8  
Old 02-05-2019, 12:48 PM
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I once had some funds left in Paypal, (like less than 10 bucks)....I bought something & paid for a item worth more than that...They simply use the Paypal funds and charged the leftover amount to the bank linked to it.
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Old 02-07-2019, 04:59 PM
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thecatspajamas thecatspajamas is offline
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Have you tried logging into your PayPal account and looking at the transaction details to see what actually happened?
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