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Old 06-13-2012, 11:02 AM
jgmp123 jgmp123 is offline
James Graham
James Gra.ham
 
Join Date: Aug 2010
Location: Greenwood, Indiana
Posts: 1,855
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Quote:
Originally Posted by Mr. Zipper View Post
Not accepting Paypal isn't necessarily a sign of a problem in my opinion. Many small time sellers simply cannot risk a Paypal chargeback or they way they can arbitrarily freeze accounts.

Years ago I got hit with an $1,100 chargeback from a comic book I sold on ebay. 45 days after I shipped the item and the buyer left positive feedback, he claimed "someone unauthorized used my account" and Paypal said I owed the $1,100 back. Even though I had delivery confirmation and positive feedback from the buyer, Paypal sided with the buyer and I was hit with the chargeback. Still makes me angry when I think about it.

And my story is not an isolated incident. So, I don't blame people for not wanting to deal with Paypal. Because they are not a true bank, they skirt many of the consumer protection standards you get with accepting or using a real bank card.
Understand not using Paypal, but no personal or bank checks?? Only money orders/cash/wire service...
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