Quote:
	
	
		| 
					Originally Posted by Tony Gordon  I'd be interested to hear from someone who has made a claim. Theft is clearly excluded because it is a "criminal act" or "mysterious disappearance" and fire and flooding may be excluded from their catch-all phrase at the end that states "This is not a complete list of exclusions and exclusions can vary by policy." | 
	
 You have to read the whole policy..and I spoke to them about the exclusions.  Fortunately I have never had a claim, but I am very comfortable with the coverage of the policy.
Jeff