Not that it matters a lot since this thread had scrolled off the front page, but I did want to followup and state that Fanatics Authentic did make this right. Within a few days of contacting them, they sent a replacement check which did clear.
I have to assume that there some unusual happenstance that caused the problem. Like the time I put one too few zeros after an entry in the check register and ended up bouncing a check to our farrier (gentlemen who are not exactly know for their sparkling personality and forgiving nature.)
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