SD box for the rare ones. Had one for decades. Not necessarily expensive cards, the items it took years to find. Insurance covers the rest quite adequately.
I don't like home safes. I want a robber in and out quickly, not sticking a gun in my face or my family's face to force the safe open.
If you put your wife on as a co-signatory for the SD box she can get access if you die [or sooner--better trust her before you put her name in there]. With the estate tax not kicking in until well over $5 million, however, and that number indexed for inflation my hunch is that the value of cards isn't going to impact the value and taxation of most estates.
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