Quote:
Originally Posted by Yoda
Paul, great "gottcha," but I know you know the frustration when all you want to do is pay your money and get your cards. It has become a complicated hobby.
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But they made it so much easier, quicker, and safer by offering echecks rather than sending a paper check. It took me less than 1 minute to pay (faster than walking to my mailbox and back) plus I saved a stamp. And I will likely get my cards a few days faster than mailing a paper check.
When Heritage receives your paper check, they will convert the MICR encoding on the bottom into an electronic format and essentially create an echeck at that time to request payment from your bank. Your risk by sending a paper check is that it has your name and address along with the banking information. That is handled by a person at some point, and could get lost or stolen.