3(ST) for me too. They definitely give MK's for lower graded cards. I think they allow small stains at PSA 4 level, but this is on the front and fairly large. If it was a light gum stain on back like the 1950 Bowmans, it might get by without a Stain modifier since it was original to the card in a pack.
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PWCC: The Fish Stinks From the Head
PSA: Regularly Get Cheated
BGS: Can't detect trimming on modern
SGC: Closed auto authentication business
JSA: Approved same T206 Autos before SGC
Oh, what a difference a year makes.
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