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					Originally Posted by swarmee  So a private collectibles policy is *not* insurance?  Thanks for the clarification. | 
	
 What I'm trying to say is that they don't shell out $25 to insure a $2000 package. 
Yes, a private collectibles policy certainly has costs associated with it, but spread out over thousands of packages per month, it's a minuscule amount to fully insure each package - plus it also covers them in the event of a fire, flood or theft at the location where their merchandise is stored.