I don't know, but my guess is that most people with 50K or more in graded cards are not going to be needing to borrow money, and if they needed money they would just sell for closer to 100 percent of value rather than borrow at 50.
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Four phrases I have coined that sum up today's hobby:
No consequences.
Stuff trumps all.
The flip is the commoodity.
Animal Farm grading.
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