Quote:
Originally Posted by Exhibitman
Everyone who thought private insurance was going to bridge the gap for them and who ended up with a typical ISO-drafted policy is in for a very rude awakening. That said, every policy has tweaks and modifications, so the only way to see what the insurer will do is to make a claim and see what happens. I also hear that some states are considering regulations that invalidate the exclusion for this pandemic. You need to run your policy past your lawyer in your state to get a specific answer.
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Just curious, if someone files a claim now and it gets denied, then their state invalidates the exclusion... Could the ins co still deny it because the claim was put in before the exclusion was invalidated?
Also, it seems pretty slimy for insurance to exclude losses because of a global pandemic. Losses if one individual gets sick, I can see not covering that, but when it's a major problem?
Seems like "we'll cover stuff, as long as it's not really all that bad. "